By: Dan Brown 2017 has been a year of many ups and downs nationwide. The economic, political, and social changes taking place have required many industries to make adjustments. The mortgage and housing industries have had their own set of challenges during this time, and it’s important for homebuyers to be aware of these challenges … Read More
Myths that Hold Buyers Back
Written By: Tia McCormick There are a lot of myths out there when it comes to the home-buying process, some of which prevent people from making the investment. The Kelly Team at Envoy Mortgage is here to help debunk these myths so that you can confidently become a home owner. Below we’re setting the record … Read More
Benefits of Loan Consultation
Written by: Reena Shah For most people, securing a mortgage is the single most important part of buying a home (aside from choosing the home itself). With a variety of available loan types and products, you’ll probably benefit from guidance in figuring out what will work best for your situation. The Kelly Team has a … Read More
Investing in a New Home versus an Existing Home
Written By: Dan Brown A home is one of the single largest investments that a person will make in their lifetime, so it’s understandable to want to find a home you feel confident about. The best place to start is by deciding if you want to buy an existing home or build a new one. … Read More
Low Inventory Tips for Home Buyers
By: Dan Kelly The housing market is constantly changing and that includes the amount of inventory available for purchase at any given time. Although there has been a lot of activity so far in 2017, it is becoming increasingly difficult to ignore the fact that there are seemingly fewer desirable homes on the market with … Read More
Benefits of Utilizing a Buyer’s Agent and Loan Officer
Between house hunting, gathering necessary paperwork, competing with other buyers, and attempting to keep up with the ever-changing housing market, buying a home can quickly become an overwhelming (and time-consuming) process. Luckily, you can lessen your stress by enlisting the help of two individuals: An experienced buyer’s agent and a knowledgeable loan officer. Buyer’s agents … Read More
Join Mike Thompson at the Montgomery County Housing Fair!
Housing fairs – only useful for those looking to purchase a home, right? Wrong! If you’re looking for insight into almost any home-related topic – or simply want to stay up-to-date with what’s going on in the industry – a housing fair is worth your time. They are great opportunities for both current and future … Read More
The Importance of Loan Officers
By: James Gallagher You do not have to go through the home-buying process alone – in fact, you shouldn’t. Aside from having extensive knowledge of the various types of home loans that are available, mortgage loan officers also know the requirements and conditions necessary for applicants to successfully qualify for each type of loan. While … Read More
The Perks of Buying a Home When You’re Young
Written By: Dan Brown If you’re in your 20s or 30s and considering purchasing a home – do not be intimidated! Yes, homeownership can seem daunting, but investing in a home while you are young can be one of the best financial decisions you’ll make in your lifetime. In fact, according to self-made millionaire David … Read More
Why 2017 is the Year to Buy a Home
Written by: Steve Gouveia & Mike Thompson There is a lot to be said about the economy in 2016: Low mortgage rates defined the third quarter More millennials moved out of family homes as job opportunities expanded There were fewer listings and new units and more owner-occupied units became rentals So, what’s in store for … Read More