Online vs. Local

November 16, 2017

By: Jim Gallagher If you are anything like the normal American, then your life is probably busy. In an effort to curb the chaos, people often look for the easiest way to accomplish the tasks they’re facing. Mortgage shopping and applications are no different. In fact, by 2015 48 percent of borrowers chose an online lender … Read More

The State of the Mortgage Industry

October 12, 2017

By: Dan Brown 2017 has been a year of many ups and downs nationwide. The economic, political, and social changes taking place have required many industries to make adjustments. The mortgage and housing industries have had their own set of challenges during this time, and it’s important for homebuyers to be aware of these challenges … Read More

Myths that Hold Buyers Back

September 5, 2017

Written By: Tia McCormick There are a lot of myths out there when it comes to the home-buying process, some of which prevent people from making the investment. The Kelly Team at Envoy Mortgage is here to help debunk these myths so that you can confidently become a home owner. Below we’re setting the record … Read More

Benefits of Loan Consultation

July 27, 2017

Written by: Reena Shah For most people, securing a mortgage is the single most important part of buying a home (aside from choosing the home itself). With a variety of available loan types and products, you’ll probably benefit from guidance in figuring out what will work best for your situation. The Kelly Team has a … Read More

Investing in a New Home versus an Existing Home

July 6, 2017

Written By: Dan Brown A home is one of the single largest investments that a person will make in their lifetime, so it’s understandable to want to find a home you feel confident about. The best place to start is by deciding if you want to buy an existing home or build a new one. … Read More

Low Inventory Tips for Home Buyers

June 7, 2017

By: Dan Kelly The housing market is constantly changing and that includes the amount of inventory available for purchase at any given time. Although there has been a lot of activity so far in 2017, it is becoming increasingly difficult to ignore the fact that there are seemingly fewer desirable homes on the market with … Read More

Benefits of Utilizing a Buyer’s Agent and Loan Officer

May 1, 2017

Between house hunting, gathering necessary paperwork, competing with other buyers, and attempting to keep up with the ever-changing housing market, buying a home can quickly become an overwhelming (and time-consuming) process. Luckily, you can lessen your stress by enlisting the help of two individuals: An experienced buyer’s agent and a knowledgeable loan officer. Buyer’s agents … Read More

Join Mike Thompson at the Montgomery County Housing Fair!

March 28, 2017

Housing fairs – only useful for those looking to purchase a home, right? Wrong! If you’re looking for insight into almost any home-related topic – or simply want to stay up-to-date with what’s going on in the industry – a housing fair is worth your time. They are great opportunities for both current and future … Read More

The Importance of Loan Officers

March 3, 2017

By: James Gallagher You do not have to go through the home-buying process alone – in fact, you shouldn’t. Aside from having extensive knowledge of the various types of home loans that are available, mortgage loan officers also know the requirements and conditions necessary for applicants to successfully qualify for each type of loan. While … Read More

The Perks of Buying a Home When You’re Young

February 15, 2017

Written By: Dan Brown If you’re in your 20s or 30s and considering purchasing a home – do not be intimidated! Yes, homeownership can seem daunting, but investing in a home while you are young can be one of the best financial decisions you’ll make in your lifetime. In fact, according to self-made millionaire David … Read More