p. 610.848.4264
LinkedIn Profile

Steven Gouveia joined the Kelly Mortgage Team at Envoy Mortgage in 2015 and currently serves as Sales Manager. He has over 20 years of experience in the industry and is passionate about providing his clients the best possible experience. Prior to working at Envoy Mortgage, Steve worked at Reliance First Capital, where he served as the Business Development Manager.

As a dedicated mortgage professional, Steve provides his clients with a personalized plan based on their unique needs, guiding them through the buying process step-by-step. Steve is known for his unique partnerships, whether they be realtors, buyers, or clients, leveraging his relationships to help meet client needs and provide unmatched service.

Steve was ranked as the #1 Mortgage Analyst Nationally for Reliance First capital for three years and is professionally trained to help clients with 203k rehab loans, VA loans, FHA loans, and other various loan products. He is a member of the Upper Providence Township Recreation Board and served 14 years on the Executive Board for Upper Providence Little League. He and his wife have three children and currently reside in Montgomery County, PA.


"Steve and his team did a great job of keeping me informed through the entire process. You hear about the financing end of things being the most painful part of buying a home, but Steve and Envoy made it the best part. I will continue to recommend to anybody looking for a mortgage or refinancing!” – Steve M.

“Steve made the process seemingly smooth and stress free. He sat down with me in the beginning stages and explained everything to me and answered any questions I had throughout the loan process. It was a true pleasure working with Steve and his staff and would recommend them to friends and family in the future.” – Angela B.

Read more of Steve's 5-star reviews here.

NMLS: 158380

Steve’s Team
Loan Officer Assistant - Lauren Cerminara |

Loan Officer Assistant - Steve Witman |

Senior Processor - Stephanie Reilly | | 610.848.4039

Settlement Coordinator - Pam Ogden | | 610.228.4639

Operations Manager - Christina Siegal | | 512.636.5542