A deep blue abstract background with soft gradients and subtle diagonal lines, creating a modern and sleek aesthetic.

John Kozinski

A modern two-story house with a brown tiled roof, large windows, and a landscaped yard featuring small trees and a patio.

John Kozinski is a dedicated loan officer known for his personalized approach and first-class service throughout all the phases of homebuying. John takes pride in making your financial decisions feel simple and stress-free, with an emphasis on buyers being comfortable and confident at every step. With a background in business and a commitment to integrity, he truly partners with his clients to find solutions tailored to their goals. With 4 years of mortgage experience, John brings fresh energy, expertise, and a focus on building lasting relationships. Whether you’re buying your first home or refinancing, he’s here to guide you every step of the way.

Testimonials

"Cannot recommend John enough! He made this process so easy for us. We were informed and comfortable the whole time as we trusted him completely to work in our best interest. He always made us feel like a top priority from hopping on calls after hours to compare houses we were considering to getting us from initial offer to closing quickly and efficiently! Overall it was a great experience!"

Dan & Zoe N.

"John was hands down the best mortgage consultant I’ve worked with. We needed to submit an offer over Labor Day and typically it can be hard to get what is needed over a long weekend, but John was on top of it. He not only educates clients, but is super easy to communicate with and an expert in his field! Would highly, highly recommend and I am looking forward to working with John again!"

Caroline C.

"John was very knowledgeable and responsive during the whole transaction. He was able to overcome some roadblocks that my client hit during the transaction. I would recommend John and his team to anyone who needs lending!"

Patrick B.

"Worked through several options with my clients to get them the best possible loan for them. He is very communicative and kept everyone updated at all times. Delivers on what he says and closed on time with no issues."

Joe F.

"John is the best at communicating with partners and clients throughout the process along with educating buyers. He always has clients' best interests at heart and he truly cares about making it a seamless process- which it always is when we get to work together!"

Caroline C.

"John is very knowledgeable and makes the process as smooth as possible. Would highly recommend!"

Andrew B L.

"Overall transparency and knowledge with everything going on with every part of the process was extremely helpful !"

Adam N R.

"It felt very personable throughout the whole process. I felt they made sure we felt confident in our choices and if we had questions or were unsure about something they were happy to help take time to help us understand and explain anything."

Caitlyn A R.