Investing In A New Home Versus An Existing Home

A home is one of the single largest investments that a person will make in their lifetime, so it’s understandable...

Loan Officers & Realtors Work Together For You

Many homebuyers, especially first-time buyers, get confused about the relationship between Realtors and Loan Officers. Too often, these two entities...

Pmi: Understanding Your Options

As you start thinking about buying a home, the usual questions pop up. How much are you willing to spend?...

Credit Scores 101: Part 2

Now that we’ve covered the Credit Score System basics – including what a credit score is and the different categories,...

Credit Scores 101: Part 1

Ever wonder how you can go online and be approved within 60 seconds? Or get pre-qualified for a car without...

Looking To Renovate Your Home? There Are Loans To Help You Get Started

Today’s housing inventory is limited, and buyers may feel that their only options are fixer-uppers in need of renovations. For this...

To Buy Or To Rent...that Is The Question

Should I buy a house or continue renting? It’s a question that many are faced with, and the answer is—it...

The Benefits Of Buying And Costs Of Waiting

Making the decision to buy a home is undoubtedly one of the biggest decisions you’ll make in your life. It’s...

Spring Cleaning: Best Home Improvements Before Putting Your House on the Market

If you are thinking about selling your home, it’s generally a good idea to remove clutter, put away the family...

The Importance Of Loan Officers

You do not have to go through the home-buying process alone – in fact, you shouldn’t. Aside from having extensive...

How To Buy A Home If You Have Student Debt

If you’re a prospective first-time homebuyer but you haven’t pulled the trigger is it because of your student loans? If...

The Perks Of Buying A Home When You’re Young

If you’re in your 20s or 30s and considering purchasing a home – do not be intimidated! Yes, homeownership can...

Your Guide To First-time Homebuying

Everyone who has purchased a home has had one thing in common: there was always a first time. It was...

Improving Your Loan Application

Before getting started with the home-buying process, you should familiarize yourself with the loan application requirements. Our Loan Application Checklist...

Why Trust The Kelly Team With Your Mortgage Needs: A Personal Touch

It can be overwhelming as you begin to look for a lender. Lots of companies can look the same from...

Online vs Local

If you are anything like the normal American, then your life is probably busy. In an effort to curb the...

Top Terms Homebuyers Need To Know

When it comes to purchasing a home, buyers are often surprised at the number of terms they do not recognize. ...

Where to Begin When Buying and Selling at the Same Time

When buying a new home, timing is always key. And, if you are attempting to sell your current home as...

5 Tips For An Open House

Whether using a real estate agent or not, if you’re a homeowner looking to sell your home, you may want...

When is the Right Time to Refinance?

I’m often approached by clients who are curious about refinancing: what it is, when it’s the right time to go about...

Myths That Hold Buyers Back

There are a lot of myths out there when it comes to the home-buying process, some of which prevent people...

Financing A Beach House

Tired of spending your summers commuting back and forth between your full-time residence and your beach rental? Maybe the thought of...

3 Times When You Shouldn’t Put 20% Down

When it comes to homebuying, we’ve all heard this rule before: You should have 20 percent saved for the down...

How Your Mortgage Processor Works For You

Many homebuyers spend a lot of time wondering how Lenders determine a potential buyer’s purchasing power and just how their...

Benefits Of Loan Consultation

For most people, securing a mortgage is the single most important part of buying a home (aside from choosing the...

Tips For Couples Considering Merging Their Finances

Regardless of where you are in your relationship with a significant other, merging finances and sharing responsibility for paying bills...

Outdoor Renovations With The Highest Value

With summer quickly approaching, you may be thinking about sprucing up some of the outdoor features of your home. Outdoor...

Benefits Of Utilizing A Buyer’s Agent And Loan Officer

Between house hunting, gathering necessary paperwork, competing with other buyers, and attempting to keep up with the ever-changing housing market,...

Understanding The No-stress 5-step Mortgage Process

Quite a few of our clients come into the mortgage process relatively blind. Not knowing what’s to come can make...

Private Mortgage Insurance: A Primer

If you plan to purchase a home, educating yourself on the mortgage and closing process can help you tremendously. In...

First Time Homeowners: Tips And Tricks To Get You To Closing

Buying your first house is an exciting time- your first mortgage, your first official signing, and your first home to...

How A Va Loan Expert Can Help You Maximize Benefits

How A VA Loan Expert Can Help You Maximize Benefits Did you know that the VA Loan is, hands down,...

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